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Due to the recession, increased health costs, increases in taxes, and cutbacks in health insurance, many people have been laid off from work or they have had salary reductions that leave them unable or in fear of being unable to support themselves or their loved ones. The situation is embarrassing for proud people and businesses who have long prided themselves on supporting themselves and those who depend on them.

There is hope.

The Federal and State governments created bankruptcy laws to help. Bankruptcy can temporarily stop your creditors. This can give you time to evaluate your situation. Then, with the help of the court and your attorney, you may be able to create a plan to reorganize your debts and obligations that allows you to keep your home and your pride.

Bankruptcy is not easy and it is not a cure for all of your debts. But bankruptcy may give you hope for the future and a way to put many of these bad times behind you.

Call us for a consultation so that we can evaluate your specific situation and help you decide if bankruptcy might be helpful for you, your family or your business.